Use the 28/36 rule to find out the maximum home price that fits your budget — based on your income, debts, and down payment.
Car loans, student loans, credit cards, etc.
You Can Afford Up To
$373,892
Housing Ratio (28% rule)
28.0%
Total DTI (36% rule)
34.0%
Down Payment
$74,778
Loan Amount
$299,114
Max Monthly
$2,333
28/36 Rule: Lenders recommend spending no more than 28% of gross monthly income on housing and 36% on total debts. This is an estimate — your actual qualification may vary based on credit score, assets, and lender requirements.
Know your budget? Start browsing.
Search homes within your price range in the Seattle area.